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Meenu, ain. al., Int. J. Environmental. Res., 2011, 2(2), 35-45

ISSN: 2229-6158

WOMEN EMPOWERMENT THROUGH MICROFINANCE INTERVENTION IN THE COMMERCIAL BANKS A great empirical examine in the Rural India with special mention of the the state of Punjab Dr . Sangeeta Arora, Audience, Ms Meenu, Research Scholar Department of Commerce and Business Administration, Guru Nanak Dev University or college, Amritsar, Punjab, India Summary In a male dominated society, women have been underestimated and discriminated in all of the spheres of life be it their family and social your life or their economic and political lifestyle. Moreover, the standard duties of managing households create hinderances in their sociable and economical empowerment. Through the years various work have been of many Authorities and Not Government organisations to promote women empowerment specially in rural areas. One such work is the microfinance intervention. Many leading public and private sector banks are offering schemes specifically designed for girls to set up their particular ventures. Even the unorganized sector has been planning into microfinance movement. The modern day paper is definitely an attempt to analyze the function of microfinance intervention in promoting women empowerment in non-urban India. An empirical study has been performed in the point out of Punjab. The objective should be to analyze the application of micro finance by the women clients and access their particular level of pleasure with regards to these services. Keywords: Microfinance, Mini credit, Girls empowerment, Economic inclusion

Intro Women have already been the most underprivileged and discriminated strata with the society with India nevertheless the world over. Despite all Government and Non-Governments ' attempts, they have been highly ignorant customers of the monetary sector. In the recent times, microfinance has been rising as a strong instrument for empowering ladies particularly, the rural women. Apart from the informal sector of financial the formal and semi formal industries like industrial banks, NGOs etc . take much affinity for providing microfinance to females considering it as a profitable industrial activity. Women are also participating in the microfinance movement by simply availing the microfinance solutions being given by the various financial channels. Girls empowerment is among the most important problems that have been in the focus of various policies and applications initiated by the Govt. and the non-govt. companies. Microfinance is one such work that has been appearing as a powerful tool of ladies empowerment. It is often observed through the available books that most in the studies associated with microfinance had been carried out in the southern location of the nation and very tiny efforts in this regard have been seen in Punjab. This current study aims to fill in the gap inside the available materials. It is a humble attempt to examine the part of microfinance in girls empowerment as well as the satisfaction level of the women toward microfinance providers. Objectives in the study The study aims (i) To delve into the respondents' preference intended for the formal and the casual sources of fund. (ii) To evaluate the level of fulfillment of the participants with regards to the microfinance services. (iii) To analyze the degree of impact of the microfinance solutions on the lives of the participants.

IJER | Mar - Apr 2011 Available [email protected]


Meenu, et. approach., Int. J. Eco. Ers., 2011, 2(2), 35-45

ISSN: 2229-6158

Area of the study The analysis has been performed in the non-urban area of the three districts of Punjab namely Amritsar, Jalandhar and Ludhiana. For this purpose two blocks each district were selected. These are generally the major advancement blocks of the respective areas. Following is a sample division of the analyze Table My spouse and i Sample Distribution Districts Amritsar Jalandhar Ludhiana Blocks (30) (35) (45)

1 a couple of

Verka (15) Rayya (15)

Nurmahal (20) Nakodar (15)

Khanna (25) Doraha (20)

Data basic and Exploration...

References: Meenu, et. 's., Int. L. Eco. Res., 2011, 2(2), 35-45

ISSN: 2229-6158